Terms and Conditions

These Terms and Conditions govern your use of norivastalex financial planning services. By subscribing to our services, you agree to these terms.

Acceptance of Terms

By accessing our services or subscribing to our financial planning consultations, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.

Service Description

norivastalex provides subscription-based financial planning consultation services, including monthly planning sessions, ongoing support, and access to planning resources designed for Canadian residents.

Your Responsibilities

As a client, you agree to:

• Provide accurate and complete information during consultations
• Maintain the confidentiality of any login credentials or access information
• Use our services only for legitimate financial planning purposes
• Notify us promptly of any changes to your contact information

Prohibited Activities

You may not use our services to:

• Engage in any fraudulent or misleading activities
• Share account access with unauthorized individuals
• Attempt to reverse engineer or compromise our systems
• Use information provided for purposes beyond personal financial planning

Intellectual Property

All content, materials, and resources provided through our services remain the intellectual property of norivastalex. You may use these materials for personal financial planning but may not redistribute or commercialize them.

Privacy Policy

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your personal information.

Subscription and Payment Terms

Our financial planning subscription is billed monthly at $250 CAD plus applicable taxes. Payment is due at the beginning of each billing cycle.

Service Termination

Either party may terminate the subscription with 30 days written notice. Upon termination, you will retain access to services through the end of your current billing period.

Service Disclaimers

Our consultation services are provided for informational purposes and do not constitute professional financial advice. Always consult qualified professionals before making significant financial decisions.

Liability Limitations

Our liability is limited to the amount paid for services in the month when any issue occurred. We are not liable for indirect damages or losses resulting from your use of consultation services.

Dispute Resolution

We are committed to resolving any disputes fairly and efficiently:

Governing Law

These Terms and Conditions are governed by the laws of Canada and the Province of Ontario. Any legal proceedings will be conducted in Ontario courts.

Severability

If any provision of these terms is found to be invalid or unenforceable, the remaining provisions will continue to be valid and enforceable.

Complete Agreement

These Terms and Conditions, together with our Privacy Policy and other referenced policies, constitute the entire agreement between you and norivastalex regarding our services.

Terms Updates

We may update these Terms and Conditions periodically. Changes will be posted on this page with an updated effective date.

Cookie Policy Questions

For questions about our cookie practices, contact us at contact@norivastalex.com or +1-285-669-721.