Important Legal Disclaimers

Past performance does not guarantee future results

Financial planning involves risks and individual circumstances vary significantly

Please read these disclaimers carefully before using our services. These statements clarify the nature of our financial planning services and your responsibilities as a client.

General Service Disclaimer

The information and services provided by norivastalex are for general informational and consultation purposes only. We do not provide specific financial advice, and all recommendations should be considered alongside your individual circumstances and professional guidance.

Limitation of Liability

Our liability is limited in the following circumstances:

  • We are not liable for decisions made based on general information provided during consultations
  • Market fluctuations and economic changes beyond our control are excluded from liability
  • Technical issues or service interruptions that may affect subscription delivery
  • Third-party actions or recommendations that may impact your financial situation

Information Accuracy

While we strive to provide accurate and current information, financial markets and regulations change frequently. We cannot guarantee the completeness or accuracy of all information provided during consultations.

Our services are provided "as is" without warranties of any kind, either express or implied

Professional Financial Advice

Our consultation services do not replace professional financial advice from licensed advisors. Always consult qualified professionals before making significant financial decisions that could impact your long-term security.

External Resources

We may reference external websites or resources during consultations. We are not responsible for the content, accuracy, or availability of these third-party resources.

Service Results

Financial planning outcomes depend on numerous factors including market conditions, personal discipline, and economic circumstances beyond our control.

Individual results may vary

Financial Service Limitations

Please understand these important limitations of our service:

  • We provide consultation and planning guidance, not direct financial management
  • All financial decisions remain your responsibility and should align with your risk tolerance
  • Market conditions can significantly impact any financial planning strategy

Canadian Jurisdiction

These disclaimers are governed by Canadian law and regulations:

Provincial Variations

Some aspects of financial planning may vary by province. Consult local regulations for specific requirements in your area.

  • All services comply with Canadian financial service regulations
  • Dispute resolution follows Canadian legal procedures
  • Privacy and data protection align with Canadian federal requirements

Client Indemnification

Clients agree to indemnify norivastalex against claims arising from misuse of consultation services or failure to follow recommended professional advice protocols.

Disclaimer Updates

We may update these disclaimers periodically to reflect service changes or regulatory requirements. Continued use of our services constitutes acceptance of updated terms.

Questions About Disclaimers

If you have questions about these disclaimers or need clarification about our services, please contact us:

Email: contact@norivastalex.com
Phone: +1 (285) 669-721
Address: 1240 Bay Street, Toronto, ON

Last updated: September 3, 2025